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Benefits of Banking with a Credit Union

When choosing what products to choose from, consumers today have a range to select from. A smart shopper looks at the available choices and rates the options to ensure they get the most preferred product for their particular requirements. Unfortunately, it is true a lot of consumers do not research as to where to bank their money. There are several banking choices, but studies show that over seventy percent of these consumers would never consider banking with banks the matters at hand like life change or negative experience notwithstanding.

Whether you are already bank with one of those perceived big banks and maybe the experience is not a happy one you have several reasons why you should consider IBM Southeast Employees Credit Union as your next banking choice.

IBM Southeast Employees’ Credit Union is a very good option for anybody who is not happy with their current bank and here is a breakdown of what you will get with us.

Because IBM Southeast Employees’ Credit Union is a bank with a small membership bank which makes a bank for the people by the people and you quickly get customized to their personalized service. At IBM Southeast Employees’ Credit Union keeps the relationship they have with their customers very intimate, they are also invested on the success of their members. This is because they focus on personalizing their interaction with them by giving them canned responses, no long lines, and long phone waits.

Since this credit union services communities locally they ensure that their ATMs are available throughout however should that be the case a reprieve is offered if a consumer had to travel far to access their money, use this link.

Voting rights, ownership and operations are privileges extended to consumers as soon as one of them does the first bank deposit.

They have low account rates unlike other banks this is because they are small and can pass their overheads to their consumers.

If we follow the bank rate IBM Southeast Employees’ Credit Union offers free checking which is not the case with other banks not to mention they have dividends and second mortgage interest rates, perks like ATM refunds and cash back. Even if the bank account has a high balance, they are also expected to pay the bank charges just like other members with low balances.

They take time to know their consumers, you are not just known by your account number, click for more. IBM Southeast Employees’ Credit Union have grown by leaps and bounds. The technology that is used is as advanced, they have ibmsecu online banking which has the online bill, smart chip cards, mobile check deposit. Do your due diligence about this bank, consider taking your money to this bank and also open a savings account.